However far away retirement may seem, it is never too early to start thinking about life after work.

Every year you delay taking out a pension, you could be substantially reducing your security and standard of living after retirement.

Because investments grow exponentially over time, the earlier you begin contributing to your pension, the more buying power you will have when you stop working.

This part of the site aims to give you the basic information you'll need to help you plan for your retirement.

Standard Life Pensions Information Regulated by the Financial Investment Authority